PEX 2025 marks the beginning of the countdown!
The Payment Exchange 2025 (PEX) event is set to take place in Berlin on March 12 and 13, 2025, offering a comprehensive platform for exploring the evolving merchant payments landscape. This two-day event brings together industry leaders, innovators, and enthusiasts to discuss key trends, innovations, and regulations shaping the future of payments.
One of the highlights of PEX is the panel titled "The Wizard of Oz: Europe's Chance for Payment Sovereignty," which delves into discussions on Europe's control and independence in payment systems. Topics such as PSD3, instant and cross-border payments, and digital euro initiatives are expected to be addressed, all embedded in the broader merchant payments context.
Another panel, "Rails, Rails, Change of the Payment Rails," focuses on the development of account-to-account payments and instant payments in Europe. This session is likely to cover direct transfer mechanisms that complement or challenge card-based payments.
The role of AI in combating payment fraud is a critical aspect of PEX, as highlighted by the panel "Over the Seven Mountains with the Fraudsters: AI as a Fraud Hunter in Payments." This session examines the effectiveness of AI in securing merchant payments.
The event also features a panel called "The Digital Euro: The Future of Money in Europe?," which discusses the potential impact of the digital euro on banks, merchants, and consumers. This topic is further explored in discussions about central bank digital currencies (CBDC) and digital wallets.
"Banks Cooperate Mainly with Fintechs in Payment and Lending" is a theme that explores the strengthening cooperation between banks and fintechs and the trends to expect. This theme is likely to be addressed in various panels and discussion rounds throughout the event.
The panel "Cinderella Instead of Rumpelstiltskin - Diversity and ESG as Drivers for Growth and Innovation in Finance," focuses on the role of diversity and ESG in the financial industry. Although not explicitly detailed in the event description, European finance events increasingly include ESG themes and diversity within payments and fintech sectors.
The article encourages readers to attend PEX to actively shape the future of the payment industry. It also invites readers to secure their last-minute ticket for PEX.
In addition to the panels and themes mentioned above, PEX covers a wide range of topics, including acquiring, open banking, embedded finance, instant and cross-border payments, payment orchestration, cybersecurity, fraud prevention, tokenization, central bank digital currencies (CBDC), PSD3 (Payment Services Directive 3), B2B payments, digital wallets, SoftPOS, cash, marketing for investors, and the role of AI in payments.
The team at Payment & Banking provides insights, research, and analysis on payments, banking, fintech, crypto, and digital assets. They are an independent economic hub composed of founders, investors, consultants, and editors.
In summary, PEX serves as a comprehensive platform to explore the evolving merchant payments landscape with a strong emphasis on innovation, regulation (like PSD3), digital currencies, AI applications in security, and payment orchestration. European payment sovereignty and account-to-account systems are key subthemes, while details specifically on diversity, ESG, Wero, or Visa/Mastercard A2A roles may be integrated within broader thematic sessions.
[1] Source: Payment & Banking Insights Read more here!
- At The Payment Exchange 2025 (PEX) event, panel discussions will delve into the application of AI in securing merchant payments, as well as the role of AI in combating payment fraud, such as in the "Over the Seven Mountains with the Fraudsters: AI as a Fraud Hunter in Payments" panel.
- The Business and Finance landscape is anticipated to experience significant innovation and change, with topics such as open banking, embedded Finance, and innovations in Payments being highlighted at PEX, such as in the panel "Banks Cooperate Mainly with Fintechs in Payment and Lending."
